Community Spotlight — Elm Tree Apartments, Oliver BC

An affordable condo in town.
Mountain views from the top floor.

A 1997 condo building at 650 McKinney Road with an affordable one-bedroom listing on the top floor.

Elm Tree Apartments is a condo building at 650 McKinney Road in Oliver. Per MLS® listing, it was built in 1997. The one current listing is a top-floor one-bedroom unit of about 670 sq ft with mountain views, at a low entry price compared with most Oliver strata.

1997Year built (per MLS® listing)
1 bed / 1 bathCurrent listing
Top floorMountain views
$189KCurrent asking price

One unit is active in the October 9, 2026 MLS® export. Rules for pets, rentals and age are not given; confirm in the bylaws.

Who Elm Tree Apartments Is For

First-time buyers and downsizers looking for a low entry price

Elm Tree Apartments is worth a look for buyers who want a small, lower-priced condo in Oliver.

Small strata corporations can face proportionally large levies, so the depreciation report and reserve fund matter.

The building is from 1997, so ask about the roof, windows and plumbing.

📋 Elm Tree Apartments at a glance

  • 🏡Style: Condo apartment, top-floor unit in current listing
  • 📍Location: 650 McKinney Road, Oliver
  • 🏗️Built: 1997 (per MLS® listing)
  • 📐Size: About 670 sq ft in the current listing
  • 🌄Views: Mountain views (per MLS® listing)
  • 💵Strata fee: Not shown in the export — confirm
  • ✅Speculation Tax: Oliver not designated — no SVT
What Buyers Need to Know

Buying at Elm Tree Apartments — the important details

📄 Strata Documents

Review bylaws, minutes, depreciation report, reserve fund and any planned special levies before you write an offer.

🐾 Pets & Rentals

Not stated in the export. Confirm the current bylaws.

🏗️ Building Age

Built 1997. Ask about roof, windows, plumbing and recent repairs.

💰 Financing

Smaller, lower-priced condos can have lender minimums. Check early.

💰 Total Cost of Ownership

Strata fees, property tax, insurance and any levies — confirm exactly what the monthly fee covers.

🔍 Pat's Assessment

Pat can compare Elm Tree Apartments against other Oliver entry-level condos and flag construction or maintenance concerns before you commit.

📄 BC Depreciation Report Rule

As of 2024, deferring a depreciation report by vote is no longer allowed — South Okanagan strata corporations have until July 1, 2027 to be compliant. See the full guide →

Market Snapshot — October 9, 2026

Current activity at Elm Tree Apartments

📋 Active Listings

1 currently active — $189,000 – $189,000

Figures from South Okanagan MLS® active listings exported October 9, 2026. Facts marked “per MLS® listing” come from listing remarks and fields and may differ by unit — verify strata fees, rules and building details in the strata documents. Pat can pull recent sold comparables for any unit you are considering.

Frequently Asked Questions

Elm Tree Apartments — quick answers

When was Elm Tree Apartments built?

Per the MLS® listing, 1997.

What size are the units?

The current listing is a one-bedroom of about 670 sq ft.

What should I verify?

Strata documents, reserve fund, depreciation report and bylaws.

Relevant Guides

Free guides for condo and townhome buyers

Interested in Elm Tree Apartments?

Pat can compare Elm Tree Apartments against other Oliver entry-level condos and let you know when a unit comes available.

Talk to PatAll Communities →